We’ve got it all.
The agenda is specially curated to bring out
the most pressing topics from the industry.
08:00 AM – 09:00 AM
REGISTRATION & REFRESHMENTS
09:00 AM – 09:15 AM
Indonesia's Financial System Roadmap: Stability, Innovation & Inclusion
- Vision for the Indonesian banking sector through 2030
- Regulatory priorities: open finance, digital assets, and systemic resilience
- Enabling a trusted and inclusive financial ecosystem
09:15 AM – 09:30 AM
Building Trust and Resilience: The Role of Deposit Insurance in The Evolving Financial Ecosystem
- The Evolving Financial Landscape: Digital transformation, financial innovation, and the growing importance of public confidence in the banking ecosystem
- Strengthening Financial Safety Nets: The strategic role of deposit insurance, institutional preparedness, and effective coordination in supporting financial stability
- Trust, Governance, and Resilience: Promoting sound governance, operational resilience, financial literacy, and responsible innovation to support a sustainable and inclusive financial future
Taufikurrahman Taufikurrahman
Board Member
Badan Supervisi LPS (Lembaga Penjamin Simpanan)
09:30 AM – 09:45 AM
Digitising the Sharia Economy: Building the Data and Digital Foundations for Indonesia’s Islamic Finance Growth
- KNEKS’s national vision for accelerating Indonesia’s Islamic economy and finance through digital transformation
- The role of data infrastructure and integrated platforms in strengthening policy, market insight and ecosystem coordination
- How sharia banks, fintechs and halal businesses can collaborate to scale inclusive, digitally enabled growth
Dedi Wibowo
Deputy Director of Digital Business and Data Center of Islamic Economy
Komite Nasional Ekonomi dan Keuangan Syariah (KNEKS)
09:45 AM – 10:05 AM
Opportunity AI: Turning Customer Complexity into Competitive Advantage in Financial Services
- The session will explore how AI can move beyond automation to help financial institutions address increasingly complex customer needs, improve customer experience, and create measurable business value.
Michael Wullur
CEO Indonesia and Vietnam
TP Indonesia
10:05 AM – 10:25 AM
Ab Initio: Semantic Data Fabric - From Knowledge Graph to Trusted Data Products
- Organizations need reusable, governed data products that are ready for analytics and agentic AI, not another data silo
- This session shows how a semantic data fabric connects enterprise metadata, lineage, policies and business meaning in a governed knowledge graph
- A live demonstration will show how this foundation accelerates discovery, assembly and delivery of trusted data products with clear provenance and operational control
Vinay Samtani
Regional Manager - South East Asia, Korea and India
Ab Initio Software
Ben Roche
Field Consultant
Ab Initio Software
10:25 AM – 10:55 AM
Panel Discussion
Beyond the Blueprint: The CIO as the Architect of Indonesian Banking's Future
- CIOs are now business builders and growth drivers — how do you shape the institution, not just serve it?
- Legacy modernisation, cloud, and AI are rewiring how banks operate — how do you orchestrate transformation across every function, partner, and customer?
- The next frontier is a real-time institution — how do you build the systems, culture, and capabilities that move at the speed of the customer?
Moderator
Deepraj Emmanuel Datt
Head of Strategic Business, ASEAN & HK
HCLTech
Charles Budiman
Chief Digital Officer
Maybank
Yusron Anas
Chief Information Officer
PT Home Credit Indonesia
Rommi Irawan Makagiansar
Deputy for Architecture and Information Technology Development
BPJS Ketenagakerjaan
10:55 AM – 11:30 AM
NETWORKING BREAK & VISIT TO EXHIBITION FLOOR
11:30 AM – 11:50 AM
The Imperative of Digital Leadership and Trust for the Sustainability of an AI-Driven BFSI Industry
- Exploring why digital leadership at the board and C-suite level has become a prerequisite for scaling AI responsibly across banking, financial services, and insurance
- Examining how trust, built through transparency, explainability, and data protection, shapes customer confidence and regulatory standing in an AI-driven industry
- Understanding how institutions can embed responsible AI governance and build the leadership capabilities needed to sustain growth over the long term
Arif Ilham Adnan
Chairman of Permanent Commitee
The Jakarta Chamber of Commerce and Industry
11:50 AM - 12:00 PM
From Insight to Action: How Agentic AI Is Redrawing Customer Experience
- Humans own the why, agents own the work
- The interface becomes conversational
- Scale is no longer limited by human hours
Abhay Jaykar
Principal Solutions Consultant
Pegasystems
12:00 PM - 12:45 PM
PANEL DISCUSSION
Cybersecurity in the Age of Open Banking: Protecting What Matters Most
- Threat landscape evolution: ransomware, deepfake fraud, and API abuse
- Zero-trust architecture for financial institutions
- Regulatory mandates and security compliance frameworks (POJK, ISO 27001)
Moderator
Richardus Indrajit
Rector
Pradita University
Sachunaden Prabhu
Chief Information Security Officer
Bank Sahabat Sampoerna
Krisnanto Padra
Head of IT GRC & DPO
Bank Aladin Syariah
Dani Aquarius Febrianda
Head of Information Security
PT Prudential Sharia Life Assurance
Hilman Tehrani
AVP IT Security
PT Allo Bank Indonesia
01:00 PM – 02:00 PM
NETWORKING LUNCHEON
02:00 PM – 02:30 PM
Panel Discussion
The Retail Banking Growth Equation: Balancing Scale, Innovation & Returns
- Exploring how banks can accelerate growth without compromising profitability
- Examining the role of innovation in expanding customer and revenue opportunities
- Understanding how leading institutions are navigating growth in a highly competitive market
Moderator
Wisnu Nugroho
Editor in Chief
CIO Insight Indonesia
Dickman Maulana
SVP - Transaction Banking Retail Group Head
PT Bank Syariah Indonesia Tbk
Heriwan Gazali
Retail Banking Director
PT Bank Mega Tbk
Minnarto Djojo
Network Business Management Head
OCBC
02:30 PM – 02:50 PM
Leading from the Front: How Indonesia’s Banks Must Reinvent Themselves to Win the Next Decade
- The window for transformation is narrowing — bold bets on technology, talent, and culture
- Profitability and purpose are no longer in conflict — delivering strong returns while deepening inclusion and embedding sustainability
- The real MOAT is no longer capital or branches — it is data, trust, and ecosystem
Saiful Hidayat
President Director
BPJS Ketenagakerjaan
02:50 PM – 03:00 PM
Scaling AI Without Losing Control: Risk and Governance in Banking and Fintech
- Innovation within risk appetite: Setting clear boundaries for AI adoption, with safeguards for customer protection, data privacy, and operational resilience
- Clear ownership, strong governance: Defining accountability, human oversight, and independent risk challenge throughout the AI lifecycle
- Scale with control: Applying risk-based testing, continuous monitoring, and clear escalation triggers to identify emerging risks and enable timely intervention
Indra Aditya Sanjaya
Risk Director
PT Bank Neo Commerce Tbk
03:00 PM – 05:00 PM
END OF DAY 1 & VISIT TO EXHIBITION FLOOR
08:00 AM – 09:00 AM
REGISTRATION & REFRESHMENTS
09:00 AM – 09:15 AM
Defending the Digital Rupiah: Cybersecurity, Fraud & the Regulatory Response to a New Threat Era
- Regulators are raising the bar on cyber resilience — new mandates are forcing banks to rethink their entire security
- How deepfake fraud, SIM-swap attacks, and AI-generated scams are outpacing existing detection frameworks
- How a coordinated national response is urgently needed — between regulatory authorities and the private sector
Herman Saheruddin
Director General of Financial Sector Development and Stability
Ministry of Finance
09:15 AM – 09:30 AM
Financial Inclusion and Productive Growth: Unlocking Firm Productivity, Innovation, and Access to Finance for MSMEs in Indonesia
- Exploring how access to finance supports productivity growth, while recognising why credit expansion alone may not be enough to drive sustainable firm growth
- Enabling productive MSME and private-sector expansion through innovation, technology adoption, competitive markets, and stronger financial infrastructure
- Building ecosystems informed by international experience that help firms start, compete, grow, and scale through improved credit information and alternative-data access
Julián Casal
Senior Financial Sector Economist
The World Bank
09:30 AM – 09:50 AM
Superbank's Approach to Fighting Deepfakes Without Friction: Scaling Secure Digital Onboarding in Indonesia
- Combating Evolving Fraud: Tackling deepfakes, camera injection attacks, and sophisticated identity fraud across digital onboarding journeys
- Balancing Security with Conversion: Strengthening fraud prevention while delivering seamless, low-friction customer experiences
- Lessons from Superbank’s Experience: How digital banks can leverage advanced fraud detection to build trust, protect digital lending operations, and scale secure onboarding
Saket Kumar Jha
Chief Revenue Officer
HyperVerge
Wilson Cristian
Head of Fraud Management, Identity & Business Architect
Superbank
09:50 AM – 10:10 AM
Trusted Context for AI + Data Governance
- Financial institutions need AI agents they can trust and explain, not black boxes running on data no one can trace
- This session shows how trusted context links data lineage, access controls and governance so every AI output can be traced back to its source
- Learn how to build governance into AI from day one, in line with OJK’s IAKD Roadmap and the EU AI Act, to move AI from pilot to production.
Jatin Solanki
CEO
Decube
10:10 AM – 10:40 AM
PANEL DISCUSSION
Winning the Digital Customer: Balancing AI, Trust & Growth in Financial Services
- Balancing AI-driven personalization and operational efficiency with customer trust, data security, and responsible innovation.
- Strengthening human connection by combining intelligent automation with empathetic, transparent, and customer-centric financial experiences.
- Driving sustainable customer growth through AI strategies that enhance engagement, loyalty, and long-term value.
Moderator
Showmick Sinha
SVP - Business Development
TP Indonesia
Umi Kawiryani Tjiptoningsih
VP Digital Strategy Innovation and Customer Experience
Bank Syariah Indonesia
Hendro Lim
Vice President - Operations
Flip
I Gede Darwin Atma Winarta
Head of Digital Transformation
BCA Life
Edoardus Enrico Fermi Refwalu
Head of Customer Growth & Strategy
PT Prudential Life Assurance
10:40 AM – 11:10 AM
PANEL DISCUSSION
Biometrics & Digital Identity: The Future of Secure, Frictionless Banking
- From fingerprints to face: the biometrics maturity curve in Indonesian banking
- eKYC, liveness detection, and document verification at scale
- Building a national digital identity stack: lessons from Dukcapil & beyond
Moderator
Wisnu Nugroho
Editor in Chief
CIO Insight Indonesia
Wisaksana Djawi
Director, Compliance and Risk Management
PT Krom Bank Indonesia Tbk
Krisna Kurniawan
VP TFT Risk Management (VP Model Validation)
Bank KB Indonesia
Mariam Benazir
Chief of Legal, Compliance and Risk Management
PT Avrist Assurance
11:10 AM – 11:30 AM
NETWORKING BREAK & VISIT TO EXHIBITION FLOOR
11:30 AM – 11:50 AM
FIRESIDE CHAT
Rooted in Trust, Built for Growth: The Competitive Future of Sharia Banking in Indonesia
- Assessing the road ahead after Islamic banking assets crossed Rp1,000 trillion in 2025, still under 8% of total banking assets
- Exploring how BSI-led consolidation is reshaping competition beyond compliance, toward product and experience
- Addressing what it takes to convert trust into lasting loyalty among digital-first customers
Moderator
Mahaning Riyana
Executive Director
Indonesia Sharia Fintech Association (AFSI)
Muhammad Iman Sastra Mihajat, Ph.D
Chief Executive Officer
Bank Syariah Matahari
Dima Djani
Chief Executive Officer
Hijra Group
11:50 AM – 12:00 PM
Scaling Trust — AI-Powered Threats in BFSIs: Moving Beyond Human Vigilance to Proactive Security
- The rise of AI is amplifying phishing and malware attacks, making breaches faster, more sophisticated, and harder to detect.
- Most data breaches stem from systemic vulnerabilities—not just user error—highlighting the need to address root causes.
- Future-ready security must focus on proactive, built-in protection mechanisms that do not rely solely on end-user awareness or behaviour.
Derek Lok
Director
Yubico
12:00 PM – 12:30 PM
PANEL DISCUSSION
Data Analytics at the Speed of Business: Enabling Real-Time Banking
- Exploring the infrastructure and capabilities required for real-time intelligence
- Examining how analytics is transforming fraud management, customer engagement, and risk assessment
- Understanding how institutions can operationalize insights at scale
Moderator
Oce Priatna
Vice Chairman, Global Partnership and Institutional Relations
Asosiasi AI Indonesia
Hendy Gunawan
SVP, Enterprise Data Governance and Data Privacy Division Head
Bank Sinarmas
Sigit Prihatmoko
VP Corporate Innovation
Bank Negara Indonesia
12:30 PM – 01:00 PM
FIRESIDE CHAT
Beyond Digital Banking: The New Playbook for Profitable Growth
- Moving from growth at any cost to sustainable profitability: rebalancing customer acquisition, deposit mix, and cost-to-serve as Indonesia’s digital banking market matures
- Scaling paylater and digital lending to Indonesia’s under-banked consumers while keeping credit quality and fee income healthy enough for early profitability
- Winning against other ecosystem-backed digital banks through AI, personalization, and partnerships that make Allo the primary everyday account
Moderator
Raine Renaldi
President
Indonesian Bankers Club
Sajal Bhatnagar
Chief Digital Officer
PT. Allo Bank Indonesia Tbk
01:00 PM – 02:00 PM
NETWORKING LUNCHEON
02:00 PM – 02:45 PM
Panel Discussion
Insurance & Bancassurance: Digital Distribution and the InsurTech Opportunity
- Bancassurance evolution: from cross-sell to integrated financial planning
- InsurTech innovation: microinsurance, parametric products, and embedded insurance
- Digital underwriting, claims automation, and the customer experience revolution
Moderator
Ismiyatun Kartiwinoto
Chief Operating Officer
PT Sompo Insurance Indonesia
Patrecia Yuriske
Director & Chief Operating Officer
PT Asuransi Allianz Utama Indonesia
Edwin Sugianto
CHO, COO & CMO
AXA Insurance Indonesia
Anton Pranayama
Chief Information Officer
PFI Mega Life
Slamet Riyoso
Director, Chief Technology & Operations Officer
FWD Insurance
2:45 PM – 03:30 PM
PANEL DISCUSSION
Breaking the Glass Ceiling: Women Redefining Leadership in Indonesian Financial Service
- Women remain underrepresented in FSI boardrooms — changing that is not a diversity agenda, it is a business imperative
- How female leaders are driving the most innovative digital, inclusion, and customer experience strategies across the sector
- The next generation of banking talent is majority female — can the industry build pipelines, mentorship, and culture to match?
Moderator
Sylvia Lazuarni
Acting CEO and CFO
Home Credit Indonesia
Merisa Darwis
Operations & Technology Director
PT Bank SMBC Indonesia Tbk
Astri Yunfia
Senior Vice President, Digital Banking Retail
Bank Syariah Indonesia
Lily Wongso
EVP Enterprise IT Architecture, Data Management & Service Quality
Bank Central Asia (BCA)
Mardiana Purwaningsih
Dean of the Faculty of Information Technology
Perbanas Institute
03:30 PM – 04:00 PM
CLOSING REMARKS & END OF CONFERENCE
04:00 PM – 04:30 PM
Red Carpet Moment with Paparazzi Lights
04:30 PM – 04:40 PM
Opening Ceremony by EMCEE
04:40 PM – 04:50 PM
Grand Premier Performance
04:50 PM – 05:00 PM
Keynote Address from VIP Chief Guest
05:00 PM – 05:20 PM
Introductory Address by the Jury Committee
05:20 PM – 6:00 PM
Awards Presentation
06:00 PM – 06:10 PM
Closing Remarks
06:10 PM – 06:20 PM
Closing Performance
06:20 PM – 07:30 PM
Cocktail & Gala Dinner
*The above is a running agenda and is subject to change