As the technology backbone of Home Credit across more than 11 countries, our partnership exemplifies EmbedIT’s evolution from a dedicated provider to a strategic innovation partner. We’ve built and scaled solutions processing millions of loans while adapting to Bank Indonesia and OJK’s regulatory landscape in Indonesia and other local regulations globally. Our comprehensive suite includes core lending systems, advanced KYC, biometric authentication, and secure payment infrastructure — all contributing to Home Credit’s successful expansion in the Indonesian market and beyond.