• BERANDA > Interview-2025 > Newgen Software > Laws and mandates can slow down innovation. What has Newgen learned from other emerging markets about navigating compliance without compromising performance – and how can that experience benefit Indonesia’s financial services industry?

Laws and mandates can slow down innovation. What has Newgen learned from other emerging markets about navigating compliance without compromising performance – and how can that experience benefit Indonesia’s financial services industry?

In many emerging markets, we’ve seen that strict regulations don’t have to slow innovation, if technology is built with compliance at the core. At Newgen, our experience across regions like Africa, the Middle East, and South Asia has shown that low-code, configurable workflows allow banks to adapt quickly to changing mandates without rebuilding systems. Embedding explainable AI, auditability, and policy-driven controls ensures automation remains both fast and accountable. This balance of agility and governance is exactly what Indonesia’s financial sector needs as regulations evolve around AI, data protection, and digital onboarding, enabling institutions to innovate confidently while staying fully compliant.